Personal Budgeting In Isizulu

Duration: Half Day
Time: 8:30am-12:00pm

WHO SHOULD ATTEND

Zulu speaking people who:

• are struggling to balance their personal finances;
• want to be proactive about avoiding debt and building financial security;

HOW YOU WILL BENEFIT

Delegates will learn:

• the importance of budgeting and living within your financial means;
• how to avoid getting into debt and what to do when you owe money;
• the importance of saving and investment for future financial security;

WHAT WILL BE COVERED

• What is a budget and why it is important?
• The dangers of impulsive buying.
• Financial Planning and drawing up a budget (with practical exercises)
• Dealing with debt and loan sharks
• Understanding income (including deductions, UIF, taxes etc)
• Good debt/Necessary debt/Bad debt
• The importance of saving
• Living within your budget
• Understanding the New Credit Act and your rights as a consumer.